Wawasan Cojaya Sdn. Bhd. (201401047621 / 1123810-P) has been officially appointed by the Ministry of Housing and Local Government (KPKT) to provide online money-lending services starting 27 March 2024, making us a recognized member of the Malaysian Credit Community.
KPKT introduced the online money-lending initiative on 13 November 2020 to meet the growing demand for accessible financial assistance while supporting the government's push toward digital transformation under Industrial Revolution 4.0.
Our OPL platform is designed to offer a secure, seamless, and fully online borrowing experience without requiring any physical presence. We use industry-standard technologies such as:
OTP (One-Time Password)
e-KYC (Electronic Know Your Customer)
Digital certificates approved by the Malaysian Communications and Multimedia Commission (MCMC)
These measures ensure safe borrower verification, secured agreements, and strong data protection, all in full compliance with KPKT guidelines.
Please note that Tambadana does not appoint any agents or representatives to handle applications on our behalf.
All applications must be completed exclusively through our official app or website.