Applying for a loan is fast and easy. No EPF, no payslip, no bank statements – only MyKad is required. Here's what that process looks like from start to finish:
For First-Time Borrowers:
- Apply Online - Choose your loan amount on the homepage, enter your phone number and confirm it with an SMS OTP, fill in a short application with your personal and employment details, and upload a photo of your MyKad and provide your bank account number.
- Get Your Decision - After submitting, you'll see your application status in your account. Once the system makes a decision, the status updates from "In progress" to Approved or Rejected. You will also receive an SMS notification.
- Review, Sign & Get Your Money - If approved, you'll see the full loan offer including amount, duration, and payment schedule. If everything looks good, sign the agreement online using an SMS OTP. Right after signing, we send the money to your bank account.
For Repeat Loans:
There's no need to fill out a new application. Simply log in to your Tambadana account to see your personalized loan offers. Review and select the offer that best suits your needs!